If you were working full time, then you likely had dental insurance through your employer. However, you lose it when you retire, so getting the oral healthcare you need may be tougher. This can be trouble for many older adults, as federal programs like Medicare doesn’t always cover dental treatments. For instance, if you need dentures, then you may be out of luck. Thankfully, you aren’t stuck in a bind. Here’s how an in-house membership plan can benefit seniors.
Why Is Routine Oral Care Important for Seniors?
A few patients might think about skipping their dentist, but this isn’t the best idea. Oral health issues can’t heal on their own, so they can only get worse the longer they are left untreated. Not only that, but these problems are also closely linked with your overall well-being, so taking preventive measures now can benefit your whole body.
For instance, gum disease can cause inflammation, redness, and tooth loss in severe cases. It’s estimated that about 60% of adults over 65 have this condition. While you might think just your mouth is affected, a close relationship has been found between it and other concerns like diabetes, heart disease, stroke, and high blood pressure.
How Do In-House Membership Plans Work?
An in-house membership plan is helpful for many people who don’t have dental insurance. You pay an annual fee and gain benefits, such as covered preventive treatments and discounts on other services. Beter yet, there are no deductibles, annual maximums, waiting periods, and other stuff you’d have to remember with an insurance plan. Memberships typically last 12 months, so you can feel confident about your oral health.
What Benefits Do In-House Membership Plans Offer?
If your dentist offers an in-house membership plan, then it’s an excellent choice for seniors. The cost is oftentimes affordable, so you can rest assured knowing your routine checkups and cleanings are covered. That way, there are no oral health issues that can get in the way of your stronger smile. Dental problems will be caught early, so they don’t cause trouble for the rest of your well-being.
Although you don’t have dental insurance anymore, an in-house membership plan might be what you need. That way, you can enjoy retirement in your senior years with one less thing to worry about.
About the Author
Dr. Gwen Hooks earned her dental degree from the Virginia Commonwealth University Dental School. She is dedicated to helping patients in Altavista protect their teeth and gums with a wide range of treatments. Dr. Hooks understands how the cost of oral healthcare can be worrying, so she offers an in-house membership plan to those who don’t have insurance. If you have any questions about it, schedule an appointment or call her office at 434-324-8241.