For many patients, dental insurance can be one of the most frustrating barriers to visiting the dental office. With low maximums and unclear benefits, it’s not always known what exactly you’re investing in when you buy dental insurance. On the other hand, if you’re uninsured, paying out-of-pocket for dental care can get expensive quickly. Fortunately, there’s a happy medium between the two, and that’s signing up for an in-house membership plan through your dental practice. Here are four reasons you should consider an in-house plan!
Reason #1: Clear Benefits & Costs
When you sign up for an in-house dental membership plan, every included service and discount will be completely clear to you, as well as the annual cost. For example, when you sign up for the Adult Complete option, which is $396 for the year, you’ll receive two professional checkups and cleanings, routine X-rays, an emergency exam, and a discount on other services you need throughout the year. All of these benefits are specific to the dental office you sign up through, so they can’t be transferred to other practices.
Reason #2: No Annual Maximum
With dental insurance, many patients who need more complex care, like a root canal, tooth extraction, or dental restoration, are left to pay hefty out-of-pocket costs because of their annual maximum. This is the capped-off amount that dental insurance companies agree to cover for treatment each year, and it’s typically very small—on average, about $1,500! With an in-house membership plan through your family dentist, you won’t have to worry about being left to fend for yourself because your plan doesn’t have a maximum!
Reason #3: Extensive Discounts
Each of the in-house dental membership plans at Hooks Family Dentistry has a 10 percent discount on various procedures that are performed in-house included in it. This means that for recommended treatments that fall outside of the specifically highlighted benefits of your plan, you’ll be able to continue saving. This is excellent for all types of patients, and your dental team will let you know when a treatment plan is discounted through your membership plan.
Reason #4: No Confusion or Phone Trees
One of the worst parts about navigating dental insurance is having to play phone tag between your dental office and dental insurance company. It’s never just one call you have to make either, it’s countless, especially if you have to talk to a new person every time! With an in-house dental membership plan you will only be talking to a single, small team who is extremely knowledgeable about their in-house plan. This will make it so you spend less time on the phone and more time enjoying your healthy, beautiful smile!
About the Practice
At Hooks Family Dentistry, we’re happy to offer a high-quality alternative to dental insurance for uninsured patients—our Hooks Family Dentistry Membership Plan! Depending on our patients’ unique needs, we offer an Adult Complete, Child Complete, and Perio Complete plan that include different services. Find the one that works best for you and your family by visiting our website or calling 434-324-8241. If you’re ready to sign up, you can join today through Clerri!